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Struggling to Find the Best Multi Car Insurance? TOYOTA Camry VI Saloon (_V4_) (01.2006 - 12.2014)

@r.lewis
21.01.2025 15:47
Member

Hey everyone, I’m having a tough time finding the best multi-car insurance for my 2009 Toyota Camry. Any tips on companies that offer good rates and coverage? Also, has anyone dealt with issues related to older car models like mine?


Started

21.01.25

Latest reply

02.07.25

Replies

2

Views

96

  • @Stone47
    02.07.2025 07:38
    Member
    For your 2009 Toyota Camry, here are some tips and insights on finding the best multi-car insurance and dealing with issues related to older Camry models:

    Best Multi-Car Insurance Companies for Toyota Camry
    - State Farm is noted for offering some of the cheapest full coverage insurance rates for Toyota Camrys, with average full coverage rates around $91 per month or $1,089 annually. They also provide the lowest average minimum coverage rates at about $40 per month.
    - USAA is the most affordable option for military-affiliated drivers, with full coverage around $86 per month and minimum coverage about $35 per month.
    - Root offers competitive rates especially for safe drivers, with usage-based insurance that can lower costs if you drive carefully. They have a highly rated mobile app but fewer coverage options.
    - Mile Auto is ideal if you drive less than 10,000 miles per year, offering up to 40% savings with pay-per-mile insurance. However, it is available only in some states and lacks discounts.
    - Other companies like GEICO, Nationwide, and Travelers also offer competitive rates, but State Farm and USAA tend to be the cheapest overall.

    Average Insurance Costs for a Toyota Camry
    - Liability-only insurance averages about $113 per month.
    - Full coverage insurance averages about $183 to $209 per month depending on the provider and coverage level.
    - Insurance rates vary by state, driver age, driving record, and coverage selected.

    Common Issues with 2009 Toyota Camry Models
    Owners of 2009 Camrys have reported several issues that might affect insurance or maintenance costs:
    - Check engine light often caused by a failed oxygen sensor, repair costs around $500 or more.
    - Steering wheel problems where steering becomes heavy and difficult, which is a safety concern and should be inspected promptly.
    - Brake problems including premature wear of pads and rotors, and a soft or spongy brake pedal possibly due to air in brake lines or faulty master cylinder.
  • @Stone47
    02.07.2025 07:38
    Member
    - Dashboard cracks especially in warmer climates, a cosmetic issue but worth noting.

    * When shopping for multi-car insurance, request quotes from State Farm, USAA (if eligible), Root, and Mile Auto to compare rates and coverage options.
    * onsider your driving habits (mileage, safety record) as companies like Root and Mile Auto reward safe and low-mileage drivers.
    * For your older 2009 Camry, ensure it is well-maintained to avoid issues that could increase claims or premiums.
    * If you experience steering or brake problems, get them fixed promptly as they impact safety and could affect insurance claims or coverage.

    By comparing personalized quotes and considering your car’s condition, you can find affordable multi-car insurance that offers good coverage for your 2009 Toyota Camry. State Farm and USAA stand out as top affordable insurers, while Root and Mile Auto offer innovative options for safe and low-mileage drivers.
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