Do I Need Legal Cover On Car Insurance HONDA Civic IX Saloon (FB, FG) (09.2011 - 12.2016)

Ah, car insurance legal cover—a bit like the umbrella you carry around in Britain: you hope you never have to use it, but when rain (or trouble) comes, you’re glad it’s there! ☔🚗

For your 2015 Honda Civic, having legal cover in your insurance can be a lifesaver, especially if you find yourself tangled in those "he said, she said" moments after an accident or dispute. It usually covers legal fees if you need to pursue (or defend against) claims related to your car—think compensation claims, disputes about fault, or even snagging costs if someone hits and runs your car.

Some drivers swear by legal cover because it spared them thousands in legal battles, while others never use it and feel it’s an extra cost that doesn’t always pay off. The key questions to ask yourself:

- Do you drive a lot or in busy/congested areas where accidents and disputes are more likely?
- Would the potential legal fees if something went sideways stretch your finances?
- Are you the kind who likes peace of mind knowing a pro will handle any nasty bumps in the paperwork?
- Does your insurer offer legal cover cheaply bundled, or is it an expensive add-on?

If you’re a careful driver with a well-maintained car like that Civic and don’t do ridiculous miles, you might skimp on legal cover. But if you want the “better safe than sorry” vibe, it’s a nice safety net that can turn a headache into a hassle-free fix.

So, it boils down to your driving habits, where you drive, and how much you value stress-free backup. Either way, you don't want legal battles to be the pothole you didn't see coming! 🛣️⚖️